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Switching agents every year is like being on the phone explaining the situation and having to verify your information only to be disconnected and have to repeat the process. Stick with us and we promise to provide the best customer service each time in helping you navigate the hurdle of learning something new and finding the best coverage when your medical needs change and would like to switch to different plans. We will be an advocate for your healthcare needs.
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Not much is understood when you get your red, white, and blue Medicare card in the mail and a thick book with information that you are more than likely not to understand. Let us guide you during the Medicare Part A & B process and find a plan that you will be able to understand and afford. We are contracted with many carriers and you deserve a great plan!
Resources
Help with Drug Costs
What’s Extra Help?
“Extra Help” is a Medicare program to help people with limited income and resources pay Medicare drug coverage (Part D) premiums, deductibles, coinsurance, and other costs.
You also won’t have to pay a Part D late enrollment penalty while you get Extra Help. What’s the Part D penalty?
Some people qualify for Extra Help automatically, and other people have to apply.
Who gets Extra Help automatically?
You’ll get Extra Help automatically if you get:
- Full Medicaid coverage
- Help from your state paying your Part B premiums (from a Medicare Savings Program)
- Supplemental Security Income (SSI) payments from Social Security
You’ll get a letter about your Extra Help. It tells you things like how much you’ll pay, and your new Medicare drug plan, if you don’t have one already.
If you don’t get Extra Help automatically , you can apply for it:
2024 Income Limits For Extra Help
- Individuals
- Married Couple
Income Resource Limits
- $22,590
- $30,660
- $17,220
- $34,360
Nevada Medicaid for Medicare Beneficiaries Income Limits*
Please check the State of Nevada Department of Health and Human Services for the most current data, here
Qualified Medicare Beneficiaries (QMB)– Covers only Medicare co-pays, premium and deductible charges for individuals who
-Are currently enrolled or eligible to enroll in Part A; and
-Have net monthly income at or below $1,255.00
-Resources at or below $9,090.00 for individuals and $13,630 for married couples
Special Low-Income Medicare Beneficiaries (SLMB)-Covers only the Part B Medicare premium payment for aged and disabled individuals who:
– Are currently enrolled in or eligible to enroll in Medicare Part A; and
-Have net monthly income between $1,255.01-$1506.00
-Have countable resources at or below $9,090 for individuals and $13,630 for married couples; and
-Are not eligible under any other Medicaid category
Qualified Individuals (QI)-Covers only the Part B Medicare premium payment for aged and disabled individuals who:
-Are currently enrolled in or eligible to enroll in Medicare Part A; and
-Have net countable monthly income between $1,506.01 – $1,695.00; and
-Have countable resources at or below $9,090 for individuals and $13,630 for married couples; and
-Are not eligible under any other Medicaid category